Types Of Insurance For Home Buyers
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As a first time homebuyer there are so many things to consider. One of them is the types of insurance for home buyers. With more than one type of insurance needed, it’s a good idea to brush up on what kinds of insurance you’ll be purchasing and what they cover. Below is some really good information I found for you from Realtor.com.
Homeowners’ Insurance
“Homeowner’s insurance provides fire, theft and liability coverage. Homeowners’ policies are required by lenders and often cover a surprising number of items, including in some cases such property as wedding rings, furniture and home office equipment.”
Check with your existing agent to see if they offer homeowners insurance, when you have more than one policy you can usually expect a discount.
Title insurance
“Purchased with a one-time fee at closing, title insurance protects owners in the event that title to the property is found to be invalid. Coverage includes “lenders” policies, which protect buyers up to the mortgage value of the property, and “owners” coverage, which protects owners up to the purchase price. In other words, “owners” coverage protects both the mortgage amount and the value of the down payment.”
You’ll get this policy at closing, it is usually paid for by the seller, but keep in mind that everything is negotiable. Also, if yours is a government loan like FHA or VA, there are specific guidelines on what is paid by whom.
Flood insurance
“Generally required in high-risk flood-prone areas, this insurance is issued by the federal government and provides as much as $250,000 in coverage for a single-family home plus $100,000 for contents.”
You will be expected to pay for this at closing so be sure to ask your title agent if the home you are purchasing is in a flood plane.
Home warranties
“With new homes, buyers want assurance that if something goes wrong after completion the builder will be there to make repairs. But what if the builder refuses to do the work or goes out of business? Home warranties bought from third parties by home builders are generally designed to provide several forms of protection: workmanship for the first year, mechanical problems such as plumbing and wiring for the first two years, and structural defects for up to 10 years. Home warranties for existing homes are typically one-year service agreements purchased by sellers. In the event of a covered defect or breakdown, the warranty firm will step in and make the repair or cover its cost.”
As a home buyer you can ask that the seller purchase a home warranty for you or you can purchase this yourself. Ask your real estate agent if they know of any programs for this type of insurance.
“Be sure to ask about limitations, costs, deductibles and “endorsements” (additional forms of coverage that may be available).”
Want more information? Check out these articles on First Time Home Buying.
Happy first time homebuying…
And when you are ready to move home or office we are here to help. Get your free online moving quote today.
Source: Realtor.com
Published in categories: First Time Home Buyer Wisdom
Austin Children’s Museum – Cool Things To Do In Austin
It’s so hot outside! That’s ok, it’s the perfect time to go someplace fun, interesting and family oriented. The Austin Children’s Museum! You’ll find great exhibits such as Ready, Set, Roll, a kids introduction to physics; Global City, a little city is made up of eight role-play environments; Funstruction Zone, a 3-level active play zone featuring kid-friendly construction materials, tools and operable equipment. Besides these and many more exhibits you will find interactive educational programs like summer camp, story time and sleep overs. So check out the details and come on out for some kid fun at Austin Children’s Museum!
Austin Children’s Museum creates innovative learning experiences for children and families that equip and inspire the next generation of creative problem solvers.
Exceptional exhibits for all kids! The Austin Children’s Museum exhibits are designed to educate and entertain the curious minds of children and their grown-ups. With over 12,500 square feet of gallery and program space, there is plenty of room to learn, explore and play.
It is the goal of the Austin Children’s Museum to provide highly interactive and quality educational programs for children 0-11 and their families.
Austin Children’s Museum strives to make Museum experiences available to all in our community through its outreach activities. By providing Museum experiences to underserved audiences, ACM broadens its ability to equip and inspire the next generation of creative problem solvers
Hours
Monday: Noon to 5pm (June 5 – August 27)
Tuesday – Saturday: 10am to 5pm
Wednesday Nights: 5pm to 8pm, admission by donation
Sunday: Noon to 5pm, (4pm – 5pm FREE)
Admissions
Adults: $6.50
Children 2 yrs. old & older: $6.50
12-23 months: $4.50 | under 12 months FREE
Baby Bloomer Mondays: 9am-Noon
Cub Club Saturdays: 9am-Noon
Baby Bloomers and Cub Club are special programs for children under 3yrs ONLY.
Admission is $2 for Members, $4 for non-members per person.
Address and Phone
201 Colorado Street
Austin, Texas 78701
512-472-2499
Have fun at the museum! And don’t forget, when you are ready to move home or office we are here to help. Get your free online quote today!
Published in categories: Austin Attractions, Cool Things To Do In Austin
First Time Home Buyer 2012 Tax Credit
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You could get a percentage of the interest you pay back every year for the next 30 years with the First Time Home Buyer 2012 Tax Credit. This is a significant amount of money, and the fact that you can get it for the next 30 years, well that’s a percentage of the total interest you pay on your mortgage, that you get to keep. This can be many thousands and thousands of dollars over the life of your loan, depending on the specificss of your mortgage. Below are some of the details on this program from TASK.com.
According to the First Time Home Buyer Tax Credit 2012 rules, to qualify for the First-Time Homebuyers Credit on your 2011 tax return you must be a qualified extended duty service taxpayer who purchased a home as a principle residence after November 6, 2009 and before July 1, 2011 (with a written and binding contract signed before May 1, 2011).
A qualified extended duty service taxpayer is an individual who is in service on official extended duty as a member of the uniformed services, a member of the Foreign Service of the United States, or an employee of the intelligence community. Qualified official extended duty is any period of extended duty while serving at a place of duty at least 50 miles away from the taxpayer’s principal residence or under orders compelling residence in government furnished quarters. Extended duty is any period of duty pursuant to a call or order to such duty for a period in excess of 90 days or for an indefinite period. This applies to individuals who served on qualified official extended duty outside of the United States for at least 90 days after Dec. 31, 2008, and before May 1, 2010.
For first time homebuyer, the credit is the smaller of 10% of the purchase price or $8000 ($4000 for a married individual filing separately). The taxpayer must be at least 18 years of age at the time of the purchase and not claimed as a dependent by another taxpayer. The taxpayer must not have owned a principle residence in the United States during the three-year period prior to the purchase of the home.
Long-time homeowners who buy a replacement principal residence may also claim a homebuyer credit of up to $6,500 (up to $3,250 for a married individual filing separately). They must have lived in the same principal residence for any five-consecutive year period during the eight-year period that ended on the date the replacement home is purchased.
The credit is phased out when modified adjusted gross income is between $125,000 and $145,000 ($225,000 and $245,000 for married filing jointly).
According to the First Time Home Buyer Tax Credit 2012 rules, to claim the first-time homebuyer credit, all eligible homebuyers must fill out Form 5405 and include with their return supporting documentation, such as a copy of the settlement statement showing all parties’ names and signatures. Because submission of documents is required to claim the credit, he returns may not be electronically filed.
The credit repayment (recapture) requirement is waived for members of the uniformed services, members of the Foreign Service and employees of the intelligence community. This relief applies where a home is sold or stops being the taxpayer’s principal residence after Dec. 31, 2008, in connection with government orders received by the individual (or the individual’s spouse) for qualified official extended duty service.
Every little bit counts so much when you are buying and paying for a home, if I was thinking of buying a home I would certainly find out the details on this. If you go to TASK.com you can read more and ask questions too.
And when you are ready to move home or office we would love to be of service. Get your free online quote today!
Published in categories: Buying Or Selling A Home, First Time Home Buyer Wisdom
Indoor Go Kart Racing – Cool Things To Do In Austin
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Enjoy indoor go kart racing at it’s finest at Austin’s K1 Speed. They offer money saving packages, private events, group packages and corporate entertainment. These karts are high-performance, environmentally friendly and electric. K1 Speed is co-owned by Boris Said – NASCAR, American Le Mans, and Trans-Am race car driver – and he makes certain that every K1 Speed indoor karting center satisfies standards for safety, performance, and excitement. Read on to learn more about K1 Speed, location, pricing and hours.
Austin, Texas, the home of Formula One racing in America, is also now home to K1 Speed – America’s premier indoor karting experience! If you want a taste of F1 racing for yourself, the first K1 Speed center to call the great state of Texas home – K1 Speed Austin – is for you! We offer world-class indoor go kart racing to satisfy the adrenaline needs of diehard and casual motor sport fans alike; our European-style 20hp electric karts make racing with friends and family a thrill, and make a visit to K1 Speed an unforgettable experience!
Our indoor kart tracks are among the largest in the nation, and provide an experience that is truly unique. We aim not only to provide individuals with authentic, heart-pounding wheel-to-wheel racing, but also strive to offer an atmosphere that is if not as exciting as the on-track racing action, nearly so! Drivers get to experience dizzying G-forces and speeds of nearly 45mph on the track, and when not racing, can browse through our museum-worthy collection of racing memorabilia, including race suits from famous drivers, race cars, autographed paraphernalia, and amazing art work.
Hours
Monday thru Thursday – 12noon – 10pm
Friday – 11am – 11pm
Saturday 10am – 11pm
Sunday 10am – 7pm
Austin Location
2500 McHale Ct,
Austin, TX 78758
(512) 271-5475
Pricing
First you must buy a racing license – $6
Includes free use of helmet and headsock
(license good for 1 year)
14 Lap Standard Adult Race or
12 Lap Standard Junior Race – $19.99
**Specials
Buy 2 get one free
three races – $40
Monday thru Thursday
Three races – $50
Friday, Saturday and Sunday
Five races – $75
anytime
8 races $100
anytime
For Corporate Inquiries, Private Parties & Birthdays
(Handled by Irvine Center, CA.)
Phone: (855) 517 7333
Want to know more? Here you go http://www.k1speed.com/
Happy racing! And remember, when you are ready to move home or office we would love to help. Get your free online quote today!
Published in categories: Cool Things To Do In Austin
Qualifying For A Mortgage
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It is a smart decision to learn for yourself how much mortgage you can qualify for. Of course the bank will qualify you before they lend the money, but long before that you can use your own wits to see just how things will work out. Below are several key factors to consider when thinking about qualifying for a mortgage.
By doing your homework you will know before you start to look for a house, just what price home you can easily afford. So many people become trapped in their homes. They buy at the very top edge of their ability without looking at the whole picture and then the home drains all their money. It doesn’t need to be like that. With a little wisdom and some smart thinking buying a home can be very very satisfying.
I found these great ideas at Mortgage Calculator…
How Much House Can I Afford?
The old formula that was used to determine how much a borrower could afford was about three times the gross annual income. However, this formula has proven to not always be reliable. It is safer and more realistic to look at the individual budget and figure out how much money there is to spare and what the monthly payments on a new house will be. When figuring out what kind of mortgage payment one can afford, other factors such as taxes maintenance, insurance, and other expenses should be factored. Usually, lenders want borrowers having monthly payments exceeding more than 28% to 44% of the borrower’s monthly income. For those who have excellent credit, the lender may allow the payments to exceed 44%. To aid in this determination, banks have mortgage calculators on their websites to assist in determining the mortgage payment that one can afford.
Check Your Credit History Thoroughly
Lenders like to look at credit histories through a request to credit bureaus to make the borrower’s credit file available. This allows the lender to make a more informed decision regarding loan prequalification. Through the credit report, lenders acquire the borrower’s credit score, also called the FICO score and this information can be acquired from the major credit bureaus TransUnion, Experiean, and Equifax. The FICO score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the borrower’s income.
The higher the borrower’s credit score, the easier it is to obtain a loan or to pre-qualify for a mortgage. If the borrower routinely pays bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk they are taking on the borrower.
Mortgage Loan Preapproval and Loan Prequalification
After basic calculations have been done and a financial statement has been completed, the borrower can ask the lender for a prequalification letter. What the prequalification letter states is that loan approval is likely based on credit history and income. Prequalifying lets the borrower know exactly how much can be borrowed and how much will be needed for a down payment.
However, prequalification may not be sufficient in some situations. The borrower wants to be preapproved because it means that a specific loan amount is guaranteed. It is more binding and it means the lender has already performed a credit check and evaluated the financial situation, rather than rely on the borrowers own statements like what is done in prequalification. Preapproval means the lender will actually loan the money after an appraisal of the property and a purchase contract and title report has been drawn up.
How Lenders Determine How Much Mortgage You Qualify For
There are two simple ratios that lenders use to determine how much to pre-approve a borrower for. Here’s how these ratios are calculated:
Ratio #1: Total monthly housing costs compared to total monthly income
The borrower should write down, before deductions, the total gross amount received per month.
The number in step 1 should be multiplied by .28. This is what most lenders will use as a guide to what the total housing costs are for the borrower. Depending on the percentage, a higher percentage may be used.
Ratio #2: Debt to incomeThe borrower writes down all monthly payments that extend beyond 11 months into the future. These can be installment loans, car loans, credit card payments, etc.
The resulting number in the first step should be multiplied by .35. Total monthly debt should not exceed the resulting number.
Credit and Mortgage Loan QualificationWhen qualifying for a mortgage, credit plays a very important role. Here are questions a lender will more than likely ask:
Is the credit score of the borrower considered to be good?
Does the borrower have bankruptcy, late payments, or collections? If so, is there an explanation?
Are there excessive monthly payments?
Are credit cards maxed out?
The answers to these questions can make a determination as far as the eligibility of a mortgage loan goes.Collateral and Mortgage Loan Qualification
If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller.
Sometimes a borrower may even pay the difference between the loan and the sales price if they agree to purchase the home at the price that was originally offered to them. To do such a thing, the borrower needs to have disposable cash and should ask the question of whether or not the property is likely to hold its value. The borrower must also consider the type of loan they qualify for. If the borrower would need to move suddenly and the loan is larger than the value of the property, the loan can be a very difficult thing to pay off.
To see the original post and to use their calculator go to http://www.mortgagecalculator.org
And…when you are ready to move home or office we would love to help! Get your free online quote today.
Published in categories: Buying Or Selling A Home, First Time Home Buyer Wisdom
Cool Things To Do In Austin – Inks Lake State Park
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Looking for cool things to do in Austin? Check out Inks Lake State Park. I just love state parks, they are well kept and beautiful and they usually offer all kinds of activities, like swimming, camping, hiking and fishing. Inks Lake State Park does not disappoint. They also offer scuba diving, boating and water skiing. Inks lake is not affected by droughts so water related activities are readily available.
Fishing
Inks Lake is noted for its picturesque scenery, but fishing can be good as well. It contains under-rated largemouth bass and Guadalupe bass populations, along with several species of sunfish (bream). White bass are regularly caught in the reservoir, and a low density white crappie population is present. Channel and flathead catfish occur throughout the reservoir. This park participates in the Angler Education “Tackle Loaner Program”; individuals can borrow rods, reels and tackle boxes with hooks, sinkers and bobbers.
Ranger Programs
Tours and guided activities include nature walks, geology hikes, fish seining, lakeshore ecology, Junior Ranger programs, and the Devil’s Waterhole Canoe Tour.
Rentals
The park rents paddle boats, canoes, 1-2 person kayaks, life vests and paddles.
Make reservations online
Reserve by phone: (512) 389-8900
Entrance Fees
Adult (Day Use): $6 Daily
Adult (Overnight): $5 Daily
Child 12 Years and Under: Free
Park Hours
Open 7 days a week year-round,
except for public hunts.
There is no gate.
Office Hours
March to November:
Monday – Thursday: 8:00 a.m. – 5:00 p.m.
Friday: 8:00 a.m. – 10:00 p.m.
Saturday: 8:00 a.m. – 7:00 p.m.
Sunday: 8:00 a.m. – 7:00 p.m.
December to February:
8:00 a.m. – 5:00 p.m. daily
Remember, when you are ready to move home or office we would love to help! Get your free online quote today.
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Published in categories: Cool Things To Do In Austin
Austin’s A Great Place To Live
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Austin was ranked number 2 according to a report by The Fiscal Times, “The 10 Top Cities People Are Moving to in 2012”.
What we who live here have known all along, Austin’s a great place to live – is now official….of all the cities in this country Austin came out at the top!
You know a city’s doing well when the media calls it the “next Silicon Valley.” Dell Computer is headquartered here, and Apple announced this spring that it’s bringing a $304 million operations center to the area, along with 3,600 jobs. This spring, Marriott broke ground on a hotel that will occupy an entire block, and having the country’s fifth-largest university in town (the 51,000-student University of Texas) doesn’t hurt. The area added about 9,200 new jobs from June 2010 to June 2011. All of it has made landlords happy and renters fretful—the city’s rents are at all-time high, and occupancy rates are soaring.
And according to the U.S. Census Bureau data Austin posted the strongest gain of private-sector business activity by any major market between 2009 and 2010, boosting its numbers by 2.3 percent. Houston posted a 0.80% increase, and Dallas saw a 0.36% gain.
See how other cities came out in this report.
And remember, when you are ready to move home or office we would love to help. Get your free online quote right here.
Published in categories: Austin Real Estate News
Cool Things To Do In Austin – The Guadalupe River State Park
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Here’s a great family idea. The Guadalupe River State Park. Offering a variety of outdoor activities including canoeing, fishing, swimming, tubing picnicking hiking and camping. Enjoy the overall beauty of this fabulous natural setting, the river courses over four natural rapids with two steep limestone bluffs.
The Guadalupe River State Park park has 4 miles of river frontage and is located in the middle of a 9-mile stretch of the Guadalupe River. The park recently opened a 5.3-mile equestrian trail that is also open to mountain biking. No equestrian camping is available at the park. Opportunities also exist for less vigorous pursuits, such as bird watching and nature study. Please contact the park for information on current river conditions.
Children’s Discovery Center
Take another look at the park through the eyes of a scientist and watch another world come to life! The exhibits in the park’s brand new Children’s Discovery Center invite kids to take a closer look at nature using scientific tools like magnifying glasses, microscopes and binoculars to see what they’ve been missing. Inside the Center kids can try out exhibits, explore themed discovery boxes and then check out a free backpack of tools they can use to go back into the park and see for themselves.
In addition to numerous species of birds, the park supports a wide variety of wild animals including white-tailed deer, coyote, gray fox, skunk, raccoon, opossum, bobcat, and armadillo. Other smaller species abound, and efforts of wildlife observers are usually well-rewarded.
Guided Tours
There is a two-hour guided interpretive tour of the adjacent Honey Creek State Natural Area. The tour emphasizing history, geology, flora, and fauna is given Saturday at 9:00 a.m.; call park to confirm.
Park Location
The park is located 30 miles north of San Antonio at the north end of Park Road 31. It may be reached by traveling west on State Highway 46, 8 miles west of the intersection of State Highway 46 and US Highway 281 or by traveling eastward on State Highway 46, 13 miles east of Boerne.
Park Information
3350 Park Rd. 31
Spring Branch, TX 78070
Reservations
(512) 389-8900
Entrance Fees
Adult: $7 Daily
Child 12 Years and Under: Free
Gate Hours
Open 7 days a week year-round, except for public hunts.
Gate is open 8 a.m. – 10 p.m.
Office Hours
Monday through Thursday 8:30 a.m. – 4:30 p.m.
Friday through Sunday 8 a.m. – 4:30 p.m.
Busy Season
March through November
More Information About The Guadalupe State Park
Enjoy the park! And remember, when you are ready to move home or office we would love to help! Get a free online quote today.
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Published in categories: Cool Things To Do In Austin
Is Buying or Renting Right for You?
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Is Buying or Renting Right for You?
Deciding when is the right time to jump into the home ownership arena can be tricky. Many say your home is your greatest asset but others say it is your greatest liability. Regardless of which of these schools of thought you belong to, there are a few things we all can agree on that make it the perfect time to purchase a new home.
Our market is on the upswing and things are looking better all over. The real estate market is good right now because of a few factors, like low interest rates, increased buyer confidence and low unemployment. But is it the right time for you? Below (from FreddieMac.com) are two lists of personal goals and situations that will help you see if you are ready for home ownership.
The decision to buy or rent depends on your current financial situation, your future plans and the lifestyle you want to live. Both options have their own set of benefits, and potential drawbacks, that should be carefully evaluated.
Buying may make sense if you…
Have reliable income, good credit and documentation to verify your savings.
Can afford at least a five percent down payment and related closing costs.
Want a chance to build equity and be eligible for homeowner tax breaks and credits.
Are financially able to take on home-maintenance/improvement projects.
Have an adequate cash reserve to withstand a loss of job, long-term illness, or other financial setback.
Are planning on staying in your home for at least four years.Renting may makes sense if you…
Have a career or lifestyle that requires you to move frequently or suddenly.
Prefer having a set monthly budget and cannot afford unforeseen home-maintenance expenses.
Do not have the time or desire for home maintenance /improvements.
Enjoy having amenities such as a pool, gym, concierge and tennis courts.
Plan on downsizing your living space or retiring in the near future.
Are experiencing a financial setback and/or rebuilding your credit.The advantages of owning or renting are different for everyone, so be sure to consider these important personal situations and long-term goals before making your decision.
We know this information is sound and hope it is helpful to you. And, remember, when you are ready to move home or office we would love to help!
Get a free online quote today.
Published in categories: Buying Or Selling A Home, First Time Home Buyer Wisdom
Cool Things To Do In Austin – The Bob Bullock Texas State History Museum
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The Bob Bullock Texas State History Museum in downtown Austin, Texas, tells the “Story of Texas” with three floors of interactive exhibits.
Three floors of exhibits — three themes as big as Texas history: Land, Identity and Opportunity. The exhibits at The Bob Bullock Texas State History Museum will surround you with the sights, sounds and (sometimes) smells of Texas history. Each floor of exhibits highlights important chapters in The Story of Texas through objects, media programs, and recreated environments. Founded as a non-collecting institution, the Museum exhibits bring the Story of Texas to life through an ongoing process of changing historical objects as loans are returned and new ones are received.
Star Of Destiny
The Spirit Theater’s feature presentation, The Star of Destiny, takes audiences on an epic journey through the history of Texas. Produced by BRC Imagination Arts and narrated by the character of Sam Houston, The Star of Destiny focuses on Texas stories of perseverance. Historic events such as the Galveston Hurricane of 1900 come to life with sets, special lighting, and amazing sound effects. Seats shake as visitors witness a gusher exploding from an East Texas oil derrick and the takeoff of Saturn V as seen from Mission Control at the Lyndon B. Johnson Space Center in Houston. Other surprising effects, such as wind and smoke, help make The Star of Destiny a memorable learning experience for all ages.
The Texas Spirit Theater
The Texas Spirit Theater is the biggest multimedia special effects theater of its kind in Texas. Located on the second floor of The Bob Bullock Texas State History Museum, this 200-seat venue boasts three screens, fixed sets, and several thrilling special effects to create a truly unique experience.
IMAX Theatre
The Bob Bullock Texas State History Museum features Austin’s only IMAX Theatre. This 400-seat, state-of-the-art theatre uses innovative IMAX technology to create the ultimate film experience. Unlike many IMAX theatres, ours is equipped with an IMAX projector that has both 2-D and 3-D capabilities. The Theatre can also show special films on a movie-quality 35mm projector.
The IMAX Theatre is a fully accessible facility. With its own separate entrance, the Theatre is able to operate independently of the Museum and remains open in the evenings, with extended hours on weekends. The IMAX Theatre Lobby is a distinctive, dramatic space with a carpet pattern that incorporates native Texas flora in the design. Subject to availability and IMAX show schedules.
Texas – The Big Picture
Experience the myth, majesty and magnitude of the Lone Star State on the giant screen. From the Panhandle to the Rio Grande and from West Texas to the Gulf of Mexico, the Texas landscape is as diverse as the folks who live there. Find out how Texas innovation and ingenuity have led the way in exploration, from the depths of the Earth to the far reaches of outer space. This larger-than-life movie puts you in a “Texas state of mind” — daring you to look out at the boundless horizon and dream big.
The Story of Texas Cafe
Admission to the Museum’s Exhibits is not required to enter the Cafe.
The Story of Texas Cafe is located on the Second Floor of the Museum and can be reached via the Rotunda stairs or the IMAX Theatre elevators. The Cafe offers a variety of food choices for tasty, fun lunches and snacks and has indoor and outdoor dining. Complement your visit to the Museum or drop in anytime for a bite.
Monday through Saturday the kitchen is open 10am – 3pm. Grab-and-go options and beverages are available until 5 p.m. Sunday, kitchen hours are Noon – 3 p.m. with grab-and-go options until 5 p.m.
Hours of Operation
Monday through Saturday 9am – 6pm
Sunday 12 – 6pm
For More Information, Pricing and Online Store Visit The Bob Bullock Texas State History Museum Online
Check out other cool things to do in Austin!
Remember, when you are ready to move home or office we would love to help. Get a free online quote today!
Published in categories: Cool Things To Do In Austin
